9 salary reports · all figures in lakhs per year (LPA)

CRED salaries in India

What CRED pays, from offers people actually received: by role, experience and city. Medians are used so a few unusual offers do not skew the picture.

Median total compensation
₹45.9 LPA
Median base salary
₹41.0 LPA
Middle 50% of total pay
₹18.4 LPA – ₹65.3 LPA

CRED salary by experience

CRED salary by years of experience
GroupMedian totalMiddle 50%Median baseReports
Entry (0-1)₹37.8 LPA₹37.8 LPA – ₹37.8 LPA₹37.8 LPA1
Mid (2-6)₹69.0 LPA₹61.5 LPA – ₹74.5 LPA₹52.0 LPA6

CRED salary by city

CRED salary by city
GroupMedian totalMiddle 50%Median baseReports
Bangalore₹53.4 LPA₹30.8 LPA – ₹71.8 LPA₹41.0 LPA5

Latest CRED salary reports

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    SDE III

    Bangalore · Mid (2-6) · 2025-12-04

    ₹80.00 LPA
    total
    ₹70.00 LPA base
    Breakdown

    My education is B.Tech CSE from a 3-tier college. I have 4.3 years of experience. My prior experience was as an SDE-3 at a startup. My current CTC is Rs. 68 LPA (54 fixed + 14 LPA ESOP). CRED Offer Details: Salary: Rs. 70 LPA (Fixed) ESOPs: Rs 1 Crore vested over 4 years (10% in 1st year, 20% in 2nd, 30% in 3rd, 40% in 4th). Total compensation for the 1st year (Salary + ESOPs): 80 LPA. Standard CRED Benefits are included.

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    Software Development Engineer

    Mid (2-6) · 2025-11-22

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    total
    Breakdown

    I cleared all tech rounds at CRED and received an acceptance. I am seeking help with salary negotiation for the CRED offer. My previous role was SDE-2 at Zepto, and I was impacted by layoffs last month. My previous compensation at Zepto was ₹40 LPA fixed and ₹30L ESOPs . I have 4 years 6 months of experience working on backend and scalable distributed systems. CRED is aware of my previous compensation and layoff situation. I am asking the community for a realistic and fair expected salary range and insight into structu…

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    Intern

    N/A · 2025-08-29

    ₹12.00 LPA
    total
    ₹12.00 LPA base
    Breakdown

    This internship at CRED was initially offered with a promise of 6 months + FTE. I received a monthly stipend of INR 1,00,000. However, the experience was challenging and included: Being put on-call in the first month itself. Expected to work till 2–3 AM regularly. Forced daily office presence with no flexibility. No proper knowledge transfer, just random tasks dumped. Open abuses in the office, treating interns like slaves. Only 10–20% of interns received FTE mails, with no clarity from HR.

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    SWE

    Bangalore · Entry (0-1) · 2025-05-17

    ₹37.80 LPA
    total
    ₹37.80 LPA base
    Breakdown

    Company: Cred Role: SWE Years of Experience: 1 year 6 months Base Salary: 37.80 LPA Stock bonus: ESOPS worth Rs 40 Lakhs

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    SDE 2 Backend

    NA · Mid (2-6) · 2025-04-28

    ₹54.00 LPA
    total
    ₹50.00 LPA base
    Breakdown

    HTML-formatted description with main points in bullet points

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    SDE I

    Mid (2-6) · 2024-05-15

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    total
    Breakdown

    Advice on CRED / Zomato job offer Zomato: SDE 2 role, Base + Annual bonus (all cash), 10% more than cash offered by CRED CRED: L3 role, Base + Esops (Base is more in CRED, but overall cash component is lesser, ESOP are paper money)

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    Software Engineer Backend

    Bangalore · Mid (2-6) · 2024-03-20

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    total
    ₹41.00 LPA base
    Breakdown

    Job details: Company: Cred Title/Level: Software Engineer Backend Location: Bangalore Salary(Base): 41 LPA

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    Backend Intern

    Bangalore · N/A · 2023-12-21

    ₹10.00 LPA
    total
    ₹10.00 LPA base
    Breakdown

    Summer internship at CRED Relocation: 15 day hotel stay

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    SDE II

    Bangalore · Mid (2-6) · 2024-08-25

    ₹69.00 LPA
    total
    ₹54.00 LPA base
    Breakdown

    Education: CS from a Tier 1 university Current Company: FAANG YOE: 3 Years Current TC: 62.5 LPA Base: 54 Lakhs Signing Bonus: 8 Lakhs ESOPS: INR 28,00,000 (vested overy 4 years) TC : 69LPA INR This was the max they were willing to offer. Rejected the Offer.

See every CRED salary report

CRED salary FAQ

What is the average salary at CRED?

Across 9 reports, the median total compensation at CRED is ₹45.9 LPA a year, with a median base salary of ₹41.0 LPA. The middle half of reports fall between ₹18.4 LPA and ₹65.3 LPA.

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